Since the future is unknown, the range of bad things that can happen to your business - from very small to very large - is also unknown. What do you
What is Risk Management? A common misconception among those that have ever pondered the phrase is that Risk Management is insurance. But that is
Caves have been a part of human existence ever since the beginning. Our Neanderthal ancestors lived in them and drew pictures in them. Today, bomb s
Third Party Administrators. What are they? If you've had a workers comp claim, you might have dealt with one. They are outsourced claims adjuste
Why is my workers comp so expensive? This is one of the most FAQ of all the FAQs. The truth is, there are a lot of factors going into your workers
I've written about the Prior Works Exclusion and how it can be a black hole of non-coverage for a contractor. Yes, it's pretty bad. What I want to w
Note: if you want to read the updated version for 2017, click here. I frequently get asked the question about who can be excluded on a Workers Comp
You're a winery owner and you need insurance. How do you find the right policy? What do you look for? Or maybe you already have insurance. How
Recently I wrote this blog about the Primary & Non-Contributory Wording Endorsement. It was a nice article, and all true. What I want to tell
If you've ever purchased a policy through a Non-Admitted insurance company, you might remember having to sign that two page form written in ALL CAPS.
Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.