Occurrence vs Claims Made – Comparing Two Policy Types

Have you ever had a claim denied for reasons that seem to make no sense? Did the experience make you feel like the purpose of the insurance industry’s business model is to create a policy that finds a way to not pay claims?

What Are All the Insurance Policies a Contractor Needs?

https://youtu.be/hkt8TxcOle0 If you are a contractor and you are […]

Avoid the Prior Works Exclusion

There are few endorsements on a Contractor’s General Liability […]

What is AB 5? From the Insurance Perspective

Much has been written about the infamous AB 5 […]

Deductible – Per Occurrence or Per Claim?

One of the most well known insurance concepts is the […]

The Nasty Contractors General Liability Endorsements

I’ve written about the Prior Works Exclusion and how […]

Do I Need A Primary & Non-Contributory Wording Endorsement?

Recently I wrote this blog about the Primary & Non-Contributory […]

What Is Non-Admitted Insurance?

If you’ve ever purchased a policy through a Non-Admitted […]

What Is A Prior Works Exclusion?

Contractors, let this be a warning: don’t get a […]

Working With Independent Contractors And Subcontractors

Most businesses have people that help move their enterprise […]