Occurrence vs Claims Made – Comparing Two Policy Types
Have you ever had a claim denied for reasons that seem to make no sense? Did the experience make you feel like the purpose of the insurance industry’s business model is to create a policy that finds a way to not pay claims?
What Are All the Insurance Policies a Contractor Needs?
If you are a contractor and you are curious what insurance types you need, this blog is for you.
Whether required by law or by a contract, every insurance needs some type of insurance in some form. And most of it’s the same!
Avoid the Prior Works Exclusion
There are few endorsements on a Contractor’s General Liability […]
What is AB 5? From the Insurance Perspective
Much has been written about the infamous AB 5 […]
Deductible – Per Occurrence or Per Claim?
One of the most well known insurance concepts is the […]
The Nasty Contractors General Liability Endorsements
I’ve written about the Prior Works Exclusion and how […]
Do I Need A Primary & Non-Contributory Wording Endorsement?
Recently I wrote this blog about the Primary & Non-Contributory […]
What Is Non-Admitted Insurance?
If you’ve ever purchased a policy through a Non-Admitted […]
What Is A Prior Works Exclusion?
Contractors, let this be a warning: don’t get a […]
Working With Independent Contractors And Subcontractors
Most businesses have people that help move their enterprise […]
