Flood Insurance

Flood Insurance is essential for businesses and homeowners in California, especially with increasing flood risks due to recent natural disasters. Unlike standard policies (such as Business Owners, Commercial Property, Homeowners, or Renters insurance), flood insurance covers damages caused by water intrusion from external sources, including heavy rain, overflowing rivers, or storm surges.

Key Benefits of Flood Insurance:


  • Tailored Coverage: Flood insurance provides protection for both residential and commercial properties that are at risk of water damage.
  • Required in Flood Zones: If you have a federally backed mortgage in a FEMA-designated flood zone, flood insurance is required.
  • Flexible Plans: We offer both private flood insurance and access to NFIP plans, ensuring comprehensive protection for your property.

Stay proactive and protect your assets from devastating water damage that’s not covered by most standard policies. Don’t wait until it’s too late—secure flood insurance now!

Whether it’s the building or structure itself, or the property inside it, your policy does not cover flood.

You need a flood policy to cover water damage from flood, mudslides, overflow of inland or tidal waters, or any other rapid accumulation of runoff or surface waters.

ELI GILLESPIE

I can help you with Commercial Insurance. If you have questions or want to know more about insurance for wineries, please call me at 909-793-6878 or email at eli@giscoverage.com.

ALLEGRA HENRY

I can help you with Personal Insurance. If you have questions or want to know more about flood for your apartment, condo, or house, please call me at 909-793-1846 x101 or email at allegra@giscoverage.com.

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Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.