Earthquake Insurance

Earthquake Insurance: Coverage Almost No One Has, But Everyone Should!

In earthquake-prone California, businesses—especially contractors, restaurants, metal manufacturers, and wholesalers—face significant risk. Earthquakes are unpredictable in both frequency and intensity. When considering your insurance protection, it’s crucial to understand that damage from earthquakes is not covered under standard insurance policies like your:

• Business Owners Policy (BOP)
• Commercial Property Policy
• Homeowners, Renters, Condo, or Rental Dwelling Policies

Earthquake insurance offers the protection your business needs to recover after a quake. Whether you’re safeguarding your inventory, property, or employees, we provide customizable earthquake insurance solutions designed to meet your industry-specific requirements.

Key Benefits:

• Protects your business from costly earthquake damage.
• Covers structural repairs, damaged equipment, and business interruption.
• Offers discounts for seismic retrofitting to minimize damage.
• Flexible deductible options to fit your business budget.

Whether it’s the building or structure itself, or the property inside it, your policy does not cover earthquake damage.