Wineries
Today’s wineries are an exciting blend of farming, manufacturing, wholesaling, food service, retail, style, grace, and sophistication.
Wineries have expanded significantly over the years, evolving from solely wine production into multi-faceted enterprises that serve as agricultural destinations. Many now feature experiences like tasting rooms, bed and breakfast accommodations, restaurants, and event spaces for weddings and corporate gatherings. As wineries incorporate these additional services, their risk exposure increases, requiring specialized winery insurance coverage that goes beyond standard property protection.
To protect these diverse operations, wineries in areas like Redlands, California need tailored policies that include coverage for not only their vineyard and harvest, but also for tourism-related activities. General liability insurance is critical for protecting against accidents or injuries that might occur during winery tours or hosted events. Furthermore, liquor liability insurance is essential for covering incidents related to alcohol service, especially during weddings and other special occasions.
Additionally, expanding wineries should consider the following coverages:
- Equipment breakdown coverage, which protects essential winemaking machinery from unexpected failure.
- Wine leakage and contamination insurance, offering protection in the event of product loss due to leaks or spoilage.
- Off-premises wine storage insurance, for wineries that store wine in external facilities.
- Agricultural drift insurance, which protects against potential liability if chemicals used in vineyards drift onto neighboring properties.
As wineries evolve into full-scale resorts offering multiple services, securing comprehensive winery insurance is essential to cover all aspects of their business—from wine production to tourism and hospitality.
We specialize in the following types of wineries:
- Traditional Wineries
- Traditional Wineries with restaurants, stores, and other tourist attractions.
- Virtual Wineries with no vineyard
- Custom Crush operations
We can help you with the following coverages
LIABILITY COVERAGES
- General Liability
- Farm Liability
- Personal Liability
- Liquor Liability
- Pollution
- Additional Insureds
- More!
ADDITIONAL COVERAGES MOST BUSINESSES NEED
Buildings
- Winery buildings
- Warehouses
- General storage
- Offices
- Tasting rooms
- Halls/Event centers
- Restaurants
- Gazebos
- More!
Residential Buildings
- Owner-occupied houses
- Rental houses
- Other habitational units
Structures
- Crushers
- Fences
- Signs
- Solar equipment
- Stakes
- Tanks
- Trellises
- Well Pumps & Tanks
- Wind Machines
- More!
Business Personal Property
- Barrels
- Bottled wine
- Bulk wine
- Office equipment
- Computers
- Other stock and inventory
- More!
Agricultural and Mobile Equipment
- Tractors
- Harvesters
- Shuttles
- Forklifts
- More!
Special Winery Coverages
- Spoilage
- Contamination
- Leakage
- Market Value Coverage
- Wine Processing Errors
- More!
Special Farm Coverages
- Crop
- Harvested Grapes / Farm Products
- Cargo
- Vineyards
- More!
PROPERTY COVERAGES
- Loss of Business Income and/or Extra Expense
- Workers Comp
- Auto
- Excess / Umbrella
- Employment Practices Liability
- Flood
- Earthquake
- And others.. (this list isn’t all inclusive!)
ELI GILLESPIE
Safeguard your winery with comprehensive winery insurance in Redlands, CA. Protect your vineyard, equipment, and liquor liability, while covering events and tourism activities. Get a free quote today and secure your business against unexpected risks.
If you have questions or want to know more about insurance for wineries, please call me at 909-793-6878 or email at eli@giscoverage.com.
