Month: February 2016

What Is An Additional Insured Endorsement?

What is an Additional Insured Endorsement?  And why do I need it on my business insurance policy?  These are very common questions.  So common in f

Posted on February 29, 2016 By Eli Gillespie

Inheriting A California Experience Modification

If Experience Modifications (Xmods) aren't difficult enough to understand, it is perhaps even more difficult to understand what happens when you buy

Posted on February 22, 2016 By Eli Gillespie

Common Majority Ownership – How It Can Affect Your Workers Comp

Sometimes a man owns more than one business.  If the business is a sole proprietorship, he is 100% owner of all of those businesses.  If the busine

Posted on February 15, 2016 By Eli Gillespie

Why Is It Hard To Insure A Business With Multiple Operations?

Milk and cookies go so well together.  Santa eats them.  Kids eat them.  We all eat them.  It's the cool creaminess of the milk seeped into the cr

Posted on February 08, 2016 By Eli Gillespie

We Are A Trusted Choice Agency

In case you're wondering - yes, we are a Trusted Choice agency. If you want to learn more about Trusted Choice, just go to or

Posted on February 05, 2016 By Eli Gillespie

Who Can Be Excluded From Workers Comp in California?

Rumors, myths and lies. That's what I often hear when I talk to business owners about their workers comp, and, specifically, who is eligible to be e

Posted on February 01, 2016 By Eli Gillespie

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Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.