Category: Liability Insurance

What Does A Commercial General Liability Policy Really Cover Anyway?

You’re a business owner and you have a Commercial General Liability policy.  Why do you have it?  What’s the point?  What does this policy real

Posted on June 08, 2017 By Eli Gillespie

Do I Have To Report First Aid To My Workers Comp Insurance Company?

Recently I wrote an article about First Aid and how it works on a workers comp policy.  In it, I described what First Aid is and why it matters

Posted on February 08, 2017 By Eli Gillespie

The Best Workers Comp Companies for Farms in California

Farming is a big industry in California. According to my research (a quick Google search) it is the second biggest industry in California.  With Cali

Posted on January 27, 2017 By Eli Gillespie

What is AB 2883?

This article should have probably been written a few months ago.  I actually did partially write about it here.  In that article I didn’t mentio

Posted on January 18, 2017 By Eli Gillespie

Deductible – Per Occurrence or Per Claim?

One of the most well known insurance concepts is the deductible.  They’re easy to understand.  Insurance pays above and beyond the deductible.  

Posted on December 29, 2016 By Eli Gillespie

Can Owners & Officers Be Excluded On Workers Comp In California? (2017 Edition)

This past May I wrote a blog on the conditions that allow officers and owners to be excluded on their workers comp policy. It was a great article, ve

Posted on October 27, 2016 By Eli Gillespie

Workers Comp for Domestic Workers in California

Workers Compensation laws in California are pretty straight forward: if you have any employees – even just one – you have to have workers comp.  

Posted on September 06, 2016 By Eli Gillespie

How Do Day Laborers Affect My Workers Comp?

You know those guys that hang around Home Depot looking to get hired for the day?  Let’s call them day laborers.  As an employer, you may have see

Posted on August 25, 2016 By Eli Gillespie

Experience Modifications in California are Changing as of January 1st 2017

Experience Modifications are powerful.  They can help or handicap your business in a big way.  I’ve seen businesses go out of business because of

Posted on August 10, 2016 By Eli Gillespie

Having Trouble Estimating Your Payroll? Try Monthly Reporting

What is your payroll going to be for the next 12 months?  Does this question create a sense of anxiety emanating from deep within your soul?  As you

Posted on August 03, 2016 By Eli Gillespie

Request a Quote

Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.