Category: Workers Compensation

How To Deal With State Fund If You Must

In California, the State Compensation Insurance Fund aka "State Fund" exists as a market of last resort.  That means that if you can't find insurance

Posted on July 28, 2016 By Eli Gillespie

Workers Comp: How Do You Classify An Employee That Performs Multiple Duties?

Ah, the mysterious and elusive Workers Comp.  It's the simplest of insurance products to understand: it pays for workers who are injured on the job.

Posted on July 21, 2016 By Eli Gillespie

What Is A Third Party Administrator?

Third Party Administrators.  What are they?  If you've had a workers comp claim, you might have dealt with one.  They are outsourced claims adjuste

Posted on June 07, 2016 By Eli Gillespie

Why Is My Workers Comp So Expensive?

Why is my workers comp so expensive?  This is one of the most FAQ of all the FAQs.  The truth is, there are a lot of factors going into your workers

Posted on June 01, 2016 By Eli Gillespie

Can Owners & Officers Be Excluded On Workers Comp In California?

Note: if you want to read the updated version for 2017, click here. I frequently get asked the question about who can be excluded on a Workers Comp

Posted on May 18, 2016 By Eli Gillespie

You Can’t Just Change Your Class Code

I've been working with workers comp since 2004 and although it's the simplest of all the insurance coverages, it's ironically the one that seems to

Posted on April 05, 2016 By Eli Gillespie

Working With Independent Contractors And Subcontractors

Most businesses have people that help move their enterprise forward.  They're called employees.  Many businesses have a few other people that are k

Posted on March 28, 2016 By Eli Gillespie

Common Majority Ownership – Part 2 – A Little Clarification

Last month I wrote a blog about Common Majority Ownership (you can read it here) where I discussed how separate legal entities are tied together by t

Posted on March 22, 2016 By Eli Gillespie

What Is a Waiver of Subrogation Endorsement?

Waiver of Subrogation Endorsements are confusing.  According to the spell check application editing this content, the word "subrogation" doesn't eve

Posted on March 07, 2016 By Eli Gillespie

Inheriting A California Experience Modification

If Experience Modifications (Xmods) aren't difficult enough to understand, it is perhaps even more difficult to understand what happens when you buy

Posted on February 22, 2016 By Eli Gillespie

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