If you are a contractor and you are curious about what types of insurance policies you need to run your business, this blog's for you. Whether requ
Remember the good old days when you could find a single insurance company to insure your entire business? That insurance company would cover your gene
Occasionally, I'll get a question from a client of mine who has received a notice from the Employment Development Department (EDD) of California that
What do you call someone that just got a 40% increase on their home and auto insurance? Lucky! Seriously, these days, it's not a bad deal. How c
Almost no one gets the coverage they think they should get, particularly when it comes to property insurance. As a result, they're underinsured or sim
There are few endorsements on a Contractor's General Liability more confusing policy than a Prior Works Exclusion. It is an exclusion of coverage, t
Much has been written about the infamous AB 5 of CA. This is the law that clarifies whether a worker is an independent contractor or an employee, s
You are a farm and you are insured, of course. Most likely you're covered properly, but then again, how do you really know? Is your Farm Liability pol
You’re a business owner and you have a Commercial General Liability policy.  Why do you have it?  What’s the point?  What does this policy real
Recently I wrote an article about First Aid and how it works on a workers comp policy.  In it, I described what First Aid is and why it matters
Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.