Audits and Inspections – The New Insurance Reality

Have you recently gotten stuck with an audit or inspection on your insurance policy?

Occurrence vs Claims Made – Comparing Two Policy Types

Have you ever had a claim denied for reasons that seem to make no sense? Did the experience make you feel like the purpose of the insurance industry’s business model is to create a policy that finds a way to not pay claims?

The Purpose of Insurance – Why You’re Getting Canceled and What to Do About It

Insurance is meant to pay for unexpected unforeseen catastrophic […]

Have You Thought About Bundling Your Insurance?

Remember the good old days when you could find […]

How Does An Employee’s SDI Claim Affect The Employer?

Occasionally, I’ll get a question from a client of […]

Five Reasons Why You’re Underinsured – A Property Insurance Analysis

Almost no one gets the coverage they think they […]

Avoid the Prior Works Exclusion

There are few endorsements on a Contractor’s General Liability […]

What is AB 5? From the Insurance Perspective

Much has been written about the infamous AB 5 […]

When Farm Liability Insurance Is Not Enough

You are a farm and you are insured, of […]