When should I have a personal auto policy and when should I have a business (or commercial) auto policy? You would think this would be a simple questi
Have you ever wondered just how much you will get reimbursed by your insurance company if your commercial vehicle gets totaled in an accident? (more
“What, this building? It’s made of (some material other than wood). It’ll never burn!” This is a statement I’ve heard more than a few t
Workers Compensation laws in California are pretty straight forward: if you have any employees – even just one – you have to have workers comp.
You know those guys that hang around Home Depot looking to get hired for the day? Let’s call them day laborers. As an employer, you may have see
Experience Modifications are powerful. They can help or handicap your business in a big way. I’ve seen businesses go out of business because of
What is your payroll going to be for the next 12 months? Does this question create a sense of anxiety emanating from deep within your soul? As you
In California, the State Compensation Insurance Fund aka "State Fund" exists as a market of last resort. That means that if you can't find insurance
Ah, the mysterious and elusive Workers Comp. It's the simplest of insurance products to understand: it pays for workers who are injured on the job.
Caves have been a part of human existence ever since the beginning. Our Neanderthal ancestors lived in them and drew pictures in them. Today, bomb s
Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.