Occurrence vs Claims Made – Comparing Two Policy Types
Have you ever had a claim denied for reasons that seem to make no sense? Did the experience make you feel like the purpose of the insurance industry’s business model is to create a policy that finds a way to not pay claims?
What Is Happening With My Insurance? The State of the Insurance Market Right Now (CA Edition)
What do you call someone that just got a […]
Avoid the Prior Works Exclusion
There are few endorsements on a Contractor’s General Liability […]
When Farm Liability Insurance Is Not Enough
You are a farm and you are insured, of […]
What Does A Commercial General Liability Policy Really Cover Anyway?
You’re a business owner and you have a Commercial […]
Deductible – Per Occurrence or Per Claim?
One of the most well known insurance concepts is the […]
Insuring A Cave
Caves have been a part of human existence ever […]
The Nasty Contractors General Liability Endorsements
I’ve written about the Prior Works Exclusion and how […]
Do I Need A Primary & Non-Contributory Wording Endorsement?
Recently I wrote this blog about the Primary & Non-Contributory […]
What Is Non-Admitted Insurance?
If you’ve ever purchased a policy through a Non-Admitted […]





