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Is a PEO a MEWA?
Simple answer: No it’s not. They are totally separate things. A MEWA – Multiple Employer Welfare Arrangement – is a pooling of employees from
Is PEO Insurance Right For You?
Someone told me I should sign up with a PEO. Should I do that? Great question. Before I say "yes, of course" I want to clear the path and guide you
What Is Happening With My Insurance? The State of the Insurance Market Right Now (CA Edition)
What do you call someone that just got a 40% increase on their home and auto insurance? Lucky! Seriously, these days, it's not a bad deal. How c
Five Reasons Why You’re Underinsured – A Property Insurance Analysis
Almost no one gets the coverage they think they should get, particularly when it comes to property insurance. As a result, they're underinsured or sim
Avoid the Prior Works Exclusion
There are few endorsements on a Contractor's General Liability more confusing policy than a Prior Works Exclusion. It is an exclusion of coverage, t
What is AB 5? From the Insurance Perspective
Much has been written about the infamous AB 5 of CA. This is the law that clarifies whether a worker is an independent contractor or an employee, s
When Farm Liability Insurance Is Not Enough
You are a farm and you are insured, of course. Most likely you're covered properly, but then again, how do you really know? Is your Farm Liability pol
What Does A Commercial General Liability Policy Really Cover Anyway?
You’re a business owner and you have a Commercial General Liability policy.  Why do you have it?  What’s the point?  What does this policy real
The Best Sandwich in Redlands
Alright, I’m taking a break from the usual insurance-related topic I normally write about to dive into something I’m really passionate about:
Do I Have To Report First Aid To My Workers Comp Insurance Company?
Recently I wrote an article about First Aid and how it works on a workers comp policy.  In it, I described what First Aid is and why it matters
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