Category Archives: Workers Compensation

Can Owners & Officers Be Excluded On Workers Comp In California?

Note: if you want to read the updated version for 2017, click here.

I frequently get asked the question about who can be excluded on a Workers Comp policy.  Once we get past the lies, myths, and rumors that are addressed in this post, we’re left with the owners and officers.  It’s assumed that they can always be excluded, but I’m here to tell you that sometimes they can’t.  Yes, it’s true.  I’ll explain….

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You Can’t Just Change Your Class Code

I’ve been working with workers comp since 2004 and although it’s the simplest of all the insurance coverages, it’s ironically the one that seems to cause the most confusion.  I get more questions about workers comp than I do about any other coverage. Why is this?  I don’t know….. maybe because workers comp is freaking EXPENSIVE!!!

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What Is a Waiver of Subrogation Endorsement?

Waiver of Subrogation Endorsements are confusing.  According to the spell check application editing this content, the word “subrogation” doesn’t even exist.  If you have ever come across one when dealing with your commercial insurance, you know it most certainly does exist, although you may not know what it is.   Is it possible to unlock this mystery?

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