Category Archives: Wineries

Do I Need A Primary & Non-Contributory Wording Endorsement?

Recently I wrote this blog about the Primary & Non-Contributory Wording Endorsement.  It was a nice article, and all true.  What I want to tell you today is that the Primary & Non-Contributory Wording endorsement is worthless.   It doesn’t mean you won’t  ever have to have one, but rest assured, it is worthless.

Continue reading

What Is Non-Admitted Insurance?

If you’ve ever purchased a policy through a Non-Admitted insurance company, you might remember having to sign that two page form written in ALL CAPS.  Of all the insurance forms it’s easily the scariest. Why?  Because of the font, of course.

Continue reading

Protect Your California Farm & Contractors Equipment with an Owner Applied Number

You’re a farmer and you store your stuff (tractors, machinery, equipment, supplies, etc.) in your barn.  Because your stuff is so vital to your operations, you’ve taken many steps to protect it.  You lock your barn every night.  You also have it alarmed.  And in case something does happen, you have it insured.  But one night at 3am….

Continue reading

How To Insure A Winery – Part 3

Note: this is part 3 of a series.  Click here to go to Part 1.  Click here to go to Part 2.

We’ve now looked at the Liability and Property risks a winery faces and what the proper insurance for covering them looks like.  But there are a few more things to think about before calling it a day.

Continue reading