If you've ever purchased a policy through a Non-Admitted insurance company, you might remember having to sign that two page form written in ALL CAPS.
Contractors, let this be a warning: don't get a Prior Works Exclusion on your General Liability policy. Why? Because it reduces your coverage to a
I've been working with workers comp since 2004 and although it's the simplest of all the insurance coverages, it's ironically the one that seems to
Most businesses have people that help move their enterprise forward. They're called employees. Many businesses have a few other people that are k
Last month I wrote a blog about Common Majority Ownership (you can read it here) where I discussed how separate legal entities are tied together by t
Have you – a business owner – ever had to get a Primary and Non-Contributory Wording endorsement on your general liability policy? Have you –
Waiver of Subrogation Endorsements are confusing. According to the spell check application editing this content, the word "subrogation" doesn't eve
What is an Additional Insured Endorsement? And why do I need it on my business insurance policy? These are very common questions. So common in f
If Experience Modifications (Xmods) aren't difficult enough to understand, it is perhaps even more difficult to understand what happens when you buy
Sometimes a man owns more than one business. If the business is a sole proprietorship, he is 100% owner of all of those businesses. If the busine
Gillespie Insurance Services helps people and businesses in California, Arizona and Nevada.