Tag: Workers Compensation
What is AB 5? From the Insurance Perspective
Much has been written about the infamous AB 5 of CA. This is the law that clarifies whether a worker is an independent contractor or an employee, s
How To Deal With State Fund If You Must
In California, the State Compensation Insurance Fund aka "State Fund" exists as a market of last resort. That means that if you can't find insurance
Workers Comp: How Do You Classify An Employee That Performs Multiple Duties?
Ah, the mysterious and elusive Workers Comp. It's the simplest of insurance products to understand: it pays for workers who are injured on the job.
What Is A Third Party Administrator?
Third Party Administrators. What are they? If you've had a workers comp claim, you might have dealt with one. They are outsourced claims adjuste
Why Is My Workers Comp So Expensive?
Why is my workers comp so expensive? This is one of the most FAQ of all the FAQs. The truth is, there are a lot of factors going into your workers
Can Owners & Officers Be Excluded On Workers Comp In California?
Note: if you want to read the updated version for 2017, click here. I frequently get asked the question about who can be excluded on a Workers Comp
You Can’t Just Change Your Class Code
I've been working with workers comp since 2004 and although it's the simplest of all the insurance coverages, it's ironically the one that seems to
Working With Independent Contractors And Subcontractors
Most businesses have people that help move their enterprise forward. They're called employees. Many businesses have a few other people that are k
Common Majority Ownership – Part 2 – A Little Clarification
Last month I wrote a blog about Common Majority Ownership (you can read it here) where I discussed how separate legal entities are tied together by t
What Is a Waiver of Subrogation Endorsement?
Waiver of Subrogation Endorsements are confusing. According to the spell check application editing this content, the word "subrogation" doesn't eve
