Tag: Liability Insurance
Do I Need A Primary & Non-Contributory Wording Endorsement?
Recently I wrote this blog about the Primary & Non-Contributory Wording Endorsement. It was a nice article, and all true. What I want to tell
What Is Non-Admitted Insurance?
If you've ever purchased a policy through a Non-Admitted insurance company, you might remember having to sign that two page form written in ALL CAPS.
What Is A Prior Works Exclusion?
Contractors, let this be a warning: don't get a Prior Works Exclusion on your General Liability policy. Why? Because it reduces your coverage to a
You Can’t Just Change Your Class Code
I've been working with workers comp since 2004 and although it's the simplest of all the insurance coverages, it's ironically the one that seems to
Working With Independent Contractors And Subcontractors
Most businesses have people that help move their enterprise forward. They're called employees. Many businesses have a few other people that are k
Common Majority Ownership – Part 2 – A Little Clarification
Last month I wrote a blog about Common Majority Ownership (you can read it here) where I discussed how separate legal entities are tied together by t
What Is A Primary And Non-Contributory Wording Endorsement?
Have you – a business owner – ever had to get a Primary and Non-Contributory Wording endorsement on your general liability policy? Have you –
What Is a Waiver of Subrogation Endorsement?
Waiver of Subrogation Endorsements are confusing. According to the spell check application editing this content, the word "subrogation" doesn't eve
What Is An Additional Insured Endorsement?
What is an Additional Insured Endorsement? And why do I need it on my business insurance policy? These are very common questions. So common in f
Common Majority Ownership – How It Can Affect Your Workers Comp
Sometimes a man owns more than one business. If the business is a sole proprietorship, he is 100% owner of all of those businesses. If the busine
