Earthquake Insurance: the coverage almost no one has, but everyone should. In California, no one is exempt from being struck by an earthquake.
The problem with earthquakes is that they are unpredictable, in both frequency and intensity. No one knows when one will strike and how powerful it will be.
When considering your insurance protection, it is important to know that damage from an earthquake is not covered on your:
- Business Owners Policy
- Commercial Property Policy
- Homeowners Policy
- Renters Policy
- Condo Policy
- Rental Dwelling Policy
Whether it’s the building or structure itself, or the property inside it, your policy does not cover earthquake damage.