Farming is a big industry in California. According to my research (a quick Google search) it is the second biggest industry in California. With California itself being the 6th biggest economy in the world, there are a lot of farms in California. And that means there are a lot of people employed in the farming industry. One thing that is not always clear, however, is which workers comp insurance company to partner with to cover those people employed in the farming industry. What is the best workers comp insurance company for farms in California?
Caves have been a part of human existence ever since the beginning. Our Neanderthal ancestors lived in them and drew pictures in them. Today, bomb shelters aside, we mainly use them for more recreational purposes.
You’re a winery owner and you need insurance. How do you find the right policy? What do you look for? Or maybe you already have insurance. How do you know it’s covering you properly? Here are a few tips.
Recently I wrote this blog about the Primary & Non-Contributory Wording Endorsement. It was a nice article, and all true. What I want to tell you today is that the Primary & Non-Contributory Wording endorsement is worthless. It doesn’t mean you won’t ever have to have one, but rest assured, it is worthless.
If you’ve ever purchased a policy through a Non-Admitted insurance company, you might remember having to sign that two page form written in ALL CAPS. Of all the insurance forms it’s easily the scariest. Why? Because of the font, of course.
Have you – a business owner – ever had to get a Primary and Non-Contributory Wording endorsement on your general liability policy? Have you – a business owner – ever wondered what Primary and Non-Contributory Wording actually means?
Waiver of Subrogation Endorsements are confusing. According to the spell check application editing this content, the word “subrogation” doesn’t even exist. If you have ever come across one when dealing with your commercial insurance, you know it most certainly does exist, although you may not know what it is. Is it possible to unlock this mystery?
What is an Additional Insured Endorsement? And why do I need it on my business insurance policy? These are very common questions. So common in fact, that if I got a burrito every time I was asked these questions… let’s just say I would be wearing much bigger pants.
You’re a farmer and you store your stuff (tractors, machinery, equipment, supplies, etc.) in your barn. Because your stuff is so vital to your operations, you’ve taken many steps to protect it. You lock your barn every night. You also have it alarmed. And in case something does happen, you have it insured. But one night at 3am….